Our Cover
Children covered for free
If you have your dependant children or grandchildren under the age of 21 traveling with you, we'll cover them free, provided you have purchased our travel insurance and they are listed when you arranged the insurance. We do not issue cover for children under the age of 16 who are travelling without a legal guardian.
What am I covered for?
We understand what can go wrong both overseas and at home so we offer fully comprehensive cover for you for a wide range of circumstances.
The following table outlines some of the maximum cover limits under The Warehouse travel insurance. These amounts include your dependant children or grandchildren under the age of 21 travelling with you, provided they are listed on the schedule.
| Medical expenses |
Unlimited |
| Loss of deposits |
$100,000 |
| Missed connection |
$3,000 |
| Luggage loss and damage |
$10,000 |
| Lost credit card, and travel documents |
$3,000 |
| Search and rescue |
$10,000 |
| Accidental death |
$10,000 |
| Personal liability and legal costs |
$2,500,000 |
| Terrorism (medical) |
$250,000 |
| Rental vehicle excess |
$2,500 |
This is a summary only of the cover provided by this product.
Please refer to the policy wording for full details of what is and what is not covered.
Policy Document
Click here to view the policy document
Claims paying ability
IAG New Zealand Limited received a Standard & Poor's (Australia) Pty Ltd rating of AA-. This means they have a 'Very Strong' claims paying ability, your reassurance that IAG will be able to pay out on your claims now and in the future.
The rating agency is approved by the Registrar of Companies and the rating is reviewed annually.
The rating scale is: AAA Extremely Strong, AA Very Strong, A Strong, BBB Good, BB Marginal, B Weak, CCC Very Weak, CC Extremely Weak The rating from 'AA' to 'B' may be modified by the addition of a plus(+) or minus(-) sign to show relative standing within major rating categories.
QFE Disclosure Statement
Your insurance is underwritten by IAG New Zealand Limited ("IAG"). IAG is a Qualifying Financial Entity ("QFE") under the provisions of the Financial Advisers Act 2008. Click here to find out more